Personal FinanceGlobal Mobility
Expat Clients in eMoney or RightCapital? Where Aequify Fits Alongside
Keep planning where you plan. For clients with accounts in Spain, the UK or Portugal, Aequify adds the cross-border layer: non-US account connections, FBAR and Form 8938 figures, PFIC flags and tax-ready packs.
Advising clients in this situation? Get a sample client report
Many advice firms build their plans in eMoney or RightCapital, and have no reason to change. The friction starts with the client whose money is not all in the US: a Spanish bank account, a UK pension, a Portuguese brokerage, a US 401(k) they still contribute to from abroad.
If those accounts do not connect in your planning software, your team keys balances in from statements, and the cross-border filings that follow the client sit outside the plan altogether. That is the gap Aequify is built for. It sits alongside your planning platform, not instead of it.
Keep in your planning platform
- Goals, cash flow and retirement projections
- The client portal and reporting your clients already know
- Your existing workflows, templates and compliance records
Add Aequify for the cross-border layer
- Accounts outside the US, connected: bank and investment accounts across 30+ countries, alongside US accounts, in one view and one currency.
- Filing data, ready: FBAR maximum balances, Form 8938 figures and Modelo 720 data, with possible PFIC holdings flagged.
- Tax outlook in both countries: what the client may owe in each country, and a scenario planner for moves and other life events.
- A pack for the accountant: tax-ready data shared with the client's consent, so the US and local preparers work from the same numbers.
How firms use the two together
- Invite only the clients with accounts or obligations outside the US. Everyone else stays as they are.
- Clients connect their non-US accounts once. Use the consolidated figures to keep the plan in your planning software current instead of re-keying statements.
- Before tax season, send the client's accountant the data pack. The plan and the returns now agree.
Questions to ask any tool for expat clients
- Does it connect to the specific banks and investment accounts my clients hold outside the US?
- Does it track each account's maximum balance during the year, not just the latest one?
- Does it handle currencies the way FinCEN and the IRS require?
- Does it flag foreign funds that may be PFICs?
- Where is client data stored, and what security audits back that up? Aequify is SOC 2 Type II audited.
To see the cross-border layer on a real example, request a sample client report below, or run one client through the free Expat Client Exposure Check.
eMoney and RightCapital are trademarks of their respective owners. Aequify is not affiliated with or endorsed by either. Check each provider's current capabilities directly.
