For financial advice firms with expat clients
See every client account, in every country.
Including the assets your clients hold elsewhere. Clients connect their bank, brokerage and pension accounts once, and your firm sees the whole household in one view, by country and institution.
- Accounts grouped by country and institution
- Assets held with your firm and held elsewhere
- Flags on brokers restricting Americans abroad
Household view · Sample client
The Alvarez household
US citizens · Living in Spain · 3 countries
Held with your firm
$412,000
Held elsewhere
$764,650
- USBrokerage · [US broker]$286,000Restricted
- US401(k) · [US provider]$214,000Held elsewhere
- UKSIPP · [UK provider]$188,000Held elsewhere
- ESManaged portfolio$412,000Held with you
Showing 4 of 7 accounts
US broker restricting this account: client lives outside the US
US broker restricting this account: client lives outside the USTax analysis for cashflow plans
Your cashflow plan shows the money. Now see the tax.
Upload a client’s CashCalc report and see what it means for their tax, year by year. Link the client to bring in their connected accounts too.
- 1
Upload
Add the client’s CashCalc report as a PDF.
- 2
Accounts
Link the client to bring in their connected accounts. Optional.
- 3
Questions
Answer a few questions about the client and the move.
- 4
Results
See the tax impact in each country, year by year.
- 5
Report
Share a report to walk through with the client.
CashCalc tax impact · US → Spain
Alvarez lifetime plan
45-year plan · Linked to the Alvarez household
Estimated tax by year
USSpainSpanish tax starts after the 2027 move. US tax drops as foreign tax credits apply.
| Year | Income · CashCalc | US tax | Spain tax |
|---|---|---|---|
| 2026 | $186,000 | $31,200 | €0 |
| 2027 | $190,000 | $9,800 | €38,400 |
| 2028 | $194,000 | $7,900 | €46,100 |
Estimates, not a filing. Review with the client’s tax professional.
The client view
The whole household on one screen
Every account by country and institution, what you manage, what sits elsewhere, and which brokers are causing trouble.
[Your firm]/Clients/Alvarez household
- Accounts
- Net worth
- Tax outlook
- Fact find
- Compliance
- Worldwide
- United States
- Spain
- United Kingdom
| Account | Institution | Type | Value (USD) | Status |
|---|---|---|---|---|
| United States | $518,400 | |||
| Brokerage account | [US broker] | Investments | $286,000 | Restricted |
| 401(k) | [US provider] | Pension | $214,000 | Held elsewhere |
| Checking account | [US bank] | Cash | $18,400 | Held elsewhere |
| Spain | $448,200 | |||
| Managed portfolio | [Your firm] | Investments | $412,000 | Held with you |
| Current account | [Spanish bank] | Cash | $36,200 | Held elsewhere |
| United Kingdom | $210,050 | |||
| SIPP | [UK provider] | Pension | $188,000 | Held elsewhere |
| Stocks & shares ISA | [UK broker] | Investments | $22,050 | Held elsewhere |
01
Every account, every country
Bank, brokerage and pension accounts grouped by country and institution, shown in one currency.
02
What you manage, and what you could
Assets held with your firm next to assets held elsewhere, so you can see where to start the conversation.
03
Restricted brokers, flagged
Accounts at brokers that restrict Americans abroad are marked, so you can plan the move with your client.
Sample client report
See the report you’d bring to the next review
A sample household report built from connected accounts. It shows what your team would have in hand before a client meeting.
[Your firm]
SampleHousehold report
The Alvarez household
Prepared for the annual review · 2026
- 1Accounts by country and institution
- 2Held with you vs held elsewhere
- 3Restricted accounts and next steps
- 4Tax outlook by country
- 5Notes for the client’s accountant
Get the sample client report
An example household report built from connected accounts, sent to your work email.
How a client gets connected
Connected in three steps
- 01Day 1
Invite a client
j.alvarez@email.comSendJ. AlvarezInvitedM. ChenPendingStep 1
Invite your clients
Send an invite link from your advisor workspace. Clients sign up in minutes on web or mobile.
- 02Minutes
Connected accounts
US · BrokerageConnectedUK · ISAConnectedES · Current acctSyncingStep 2
They connect accounts
Bank, brokerage, pension and card accounts in each country, through read-only connections.
- 03Synced
Household view
United States · 3 accountsSyncedSpain · 2 accountsSyncedUnited Kingdom · 2 accountsSyncedStep 3
Review the household
See every account by country and institution, what you manage, what sits elsewhere, and any restricted brokers.
Requests
Ask clients for what you still need
- You request Tax outlook access
- Shows in their next steps
- Access granted
Status per client in your workspace
Reasons to talk to clients
Call your client before they call you
Aequify shows you what is changing for each household, so every review starts with something useful to say.
Tax outlook
What the household may owe, by country
An estimate for each country your client has income or assets in, to review with their tax professional.
Forecast, not a filing · 2026 · Sample
US$8,400
ES€12,900
UK£1,200
Conversation starter
“Your US tax estimate went up this year. Shall we look at why?”
Monthly snapshots
Know who to call first this month
See whose net worth and spending moved. Clients choose how often their snapshot refreshes.
September 2026 · Sample
Alvarez household↓ 3.7%ChangedM. Chen↓ 1.1%R. James↑ 0.4%Conversation starter
“Your net worth dipped this month. Shall we look at the US broker account?”
Tax-ready pack
Send the client’s accountant what they need
A tax-ready pack with the account data for the client’s returns, shared with their consent.
FBAR_accounts.pdf
Form8938_assets.xlsx
Modelo720_assets.xlsx
Share with [Accountant]Conversation starter
“I’ve sent your accountant everything for this year’s returns.”
Partner firms
Get found by expats who need advice
List your firm in the Aequify Advisor Marketplace. Expats search by country and need, and reach you with their accounts already connected, so the first meeting starts with the full picture.
- A profile in the marketplace, by country and specialism
- Enquiries from expats with their accounts already connected
- Joint clients: share a client with tax and legal firms, each on its own service
[Your firm name]
ES · UKPensions · Investments · Inheritance planning
Joint client · Moving to Spain
The Alvarez household
- Y[Your firm]Investments and pensions · Main contactReplied
- T[Tax practice]US and Spanish tax returnsReplied
- L[Law firm]Residency and visasWaiting
Advisors in the marketplace are independent professionals, not Aequify representatives.
Your brand or ours
Choose what your clients see
Put your brand on the client portal, or use the Aequify portal. Same accounts, reports and tax outlook either way.
- YF[Your firm]Client portal
Welcome back, Maria
Accounts connected7 of 7
Household assets$1,176,650
White-label
Your brand on the portal
- Your logo and branding
- Clients see your firm, not ours
- You stay front and centre
- AAequifyYour adviser: [Your firm]
Welcome back, Maria
Accounts connected7 of 7
Household assets$1,176,650
Aequify portal
Use the Aequify portal
- No branding setup needed
- Clients sign in to Aequify
- Your firm is shown as their adviser
Privacy and control
Read-only connections, encryption, and consent from every client before anything is shared with your firm.
Bank Grade Security
Client data is encrypted in transit and at rest, with two-factor sign-in.
Read-only connections
Aequify can view balances and transactions. No one can move money.
Client-controlled access
Clients choose what you see, from full access to periodic snapshots, and can revoke it at any time.
SOC II Certification
Security controls reviewed by an independent auditor.
Your questions, answered
Questions advice firms ask before inviting their first client.
No. Aequify works alongside the tools you already use. It brings every client account, in every country, into one view, with reports, a tax outlook and a CashCalc tax impact analysis to work from.
Yes. Clients connect bank, brokerage and pension accounts wherever they hold them, across 30+ countries, so you see the assets held elsewhere next to the ones you manage.
Clients see their own accounts and household view. Nothing is shared with your firm until they accept your invite and choose what you can see, from full access to periodic snapshots, and they can revoke access at any time.
Yes. You can white-label the client portal with your logo and branding, or use the Aequify portal with your firm shown as their adviser. The accounts, reports and tax outlook are the same either way.
Pricing depends on how many clients you invite and which features your firm uses. Book a 15-minute call and we will walk you through the options.
See the whole household before your next review.
Book a 15-minute call and we’ll walk you through a sample client report built around the kind of clients you serve.
