For expats in the US and Europe· How it works
Life in many countries. Finance in one place.
See all accounts, pensions and expat taxes in one place. Know what tax to pay in each country, and when.
15 days free, then from $6.67 a month. No credit card needed.
US, UK and Spain
Tax rules included
30+ countries
Banks, investments and pensions
View-only access
Money can never be moved
SOC 2 Type II audited
Third-party audited
Money and taxes from every country, in one view
Every account, together. Banks, pensions, investments and property in 30+ countries.
One total, one currency. Net worth in USD, GBP or EUR, updated daily.
Work with an advisor. Share the right numbers safely, without long emails.
Ready before every deadline. Tax numbers prepared for each form.
Shared with Sarah at 10:42
Lumi, the AI tax assistant
Expat tax answers, in seconds.
Answers about your own taxes, forms and money. Lumi reads your profile and the accounts you have added, and checks them against official tax rules.
Lumi
Using your profile and 12 accounts
Which forms do I need to file in Spain?
Based on your profile, you need to file Modelo 100, Modelo 720 and Modelo 721 for 2026.
Modelo 100, 720 and 721
Income tax, assets abroad and crypto abroad.
3 formsWhich forms do I need to file in Spain?
Based on your profile, you need to file Modelo 100, Modelo 720 and Modelo 721 for 2026.
Your Spanish forms for 2026
Modelo 100
Income tax return, as a Spanish resident
Modelo 720
€325,300 held outside Spain
Modelo 721
€62,400 in a crypto wallet abroad
Spanish tax resident since 2024- 12 linked accounts
Lumi shares information, not tax advice.
Share tax data with an advisor in one click.
Invite an accountant, or find a trusted tax expert.
See advisorsAlready have an advisor?
Invite them in one tap
Share sheet: choose what the advisor can see, send it in one tap, and the advisor can see it right away.
Secure
Shared
Share only what is needed- No files sent by email
Need an advisor?
Find a trusted tax expert
Advisor list: Elena López, Monique Harris and James Carter, each with a Contact button. A request is sent to Elena.
Sent
Request sent to Elena- Checked for US, UK and Spain tax
- Independent, not Aequify staff
iPhone and Android
Money and residency days, checked from anywhere.
Net worth, accounts and transactions, plus days in each country tracked automatically and checked against tax residency rules. On iPhone and Android.
App Store
Google Play
Net worth updatednow£448,040, up 12.4% this year.
Made for life between countries
Alerts before every deadlineA reminder 30 days before, with the numbers ready.
Tax residency, worked outDays are tracked automatically and checked against each country’s rules, including the UK Statutory Residence Test.
Scan papers with the phoneTake a photo of a paper and it is saved safely.
Locked with Face IDOnly the account owner can open the app.
Hours of paperwork, now a few minutes.
What Americans living in Europe say.
Privacy first. View-only, always.
Aequify can see balances but never move money. Data is never sold.
- Follows GDPR rules
- SOC 2 Type II checked
- View-only bank links
- Data locked when stored
- Data locked when sent
- Two-step sign-in
- Shared only when allowed
- Download data any time
- Delete data any time
Choose the right plan.
Start with 15 days free. No credit card needed.
Prices in USD. Every plan includes view-only bank links and 15 days free.$6.67/ month
Billed yearly at $79.99 · Save $15.89
Start 15 days free
Unlimited accountsBanks, investments and pensions in 30+ countries- One home currencyTotals in USD, GBP or EUR at daily rates
- Lumi AI, basicClear answers to common questions
$19.99/ month
Billed yearly at $239.88 · Save $60
Start 15 days free- Tax estimate for each countryFor the US, UK and Spain
- Forms and deadlinesEvery form in one list, with reminders
- FBAR and FATCA data packsForeign account and asset reports, ready for an advisor
$28.99/ month
Billed yearly at $347.88 · Save $72
Start 15 days free- Data packs for every formAll supported forms, prepared
- Unlimited Lumi AIAsk as many questions as needed
- 24/7 supportHelp at any hour
Business, for advisor firms
Add many clients at once, connect CRM and tax software, and get faster support. Custom pricing.
| Starter | Advanced | Expert | |
|---|---|---|---|
| Accounts and net worth | |||
| Unlimited accounts, 30+ countries |  Included | Included | Included |
| Net worth in a chosen currency | Included | Included | Included |
| Custom category rules | Included | Included | Included |
| Advisor Marketplace | Included | Included | Included |
| Tax and rules | |||
| Tax estimate for each country |  Not included | Included | Included |
| Check for tax paid too much or too little | Not included | Included | Included |
| Tax-saving tips | Not included | Included | Included |
| Forms and deadlines | Not included | Included | Included |
| Data packs | Not included | FBAR and FATCA | All forms |
| Lumi, sharing and support | |||
| Lumi AI | Basic | Basic | Unlimited |
| Sharing with advisors | Not included | Included | Included |
| 24/7 support | Not included | Not included | Included |
Prices in USD. Every plan includes view-only bank links and 15 days free.
Questions, answered.
Expats and families who live in more than one country, mostly Americans living in Europe and Europeans living in the US, with accounts, pensions or property in more than one country. Tax rules for the US, UK and Spain are included today.
Yes. Pension accounts from supported providers appear next to bank and investment accounts, and property can be added by hand with an estimated value, so the full picture sits in one place.
No. Aequify prepares clear, tax-ready data packs. Filing is done personally or by a chosen advisor, using that data.
Tax rules for the US, UK and Spain are included. That includes FBAR, Form 8938 and Form 1040 in the US, Self Assessment with SA106 and SA109 in the UK, and Modelo 100, 720 and 721 in Spain. Banks, investments and pensions can be added from 30+ countries.
Never. Every connection is view-only. Aequify can see balances and transactions, but cannot make payments or transfers.
No. An advisor only sees what has been shared, and access can be ended at any time.
Yes. Any account can be removed, and all data can be deleted from settings at any time.
More questions? Write to support@aequify.com
SOC 2 Type II · View-only access · GDPR
Be ready for every tax deadline.
15 days free- No credit card needed
- Web, iPhone and Android
Get the app