For tax practices with expat clients · US · UK · Spain
Cross-border clients. Filing-ready data.
Your expat clients connect their accounts once. You get the balances, gains and foreign tax each form needs, organised by country.
- FBAR, Form 8938 and Schedule D data for US filers
- SA106 and SA108 inputs for UK Self Assessment
- Modelo 720 and 721 asset declarations for Spain
Shared data pack · Tax year 2025
John Alvarez
US citizen · Tax resident in Spain
Brokerage account$142,900- Checking account$18,420
Current account€36,210
Stocks & shares ISA£22,050
- FBARReady
- Form 8938Ready
- Modelo 720Ready
- Schedule DReview
Updated today · Client can revoke access anytime
Before and after
Days of back and forth, or minutes
Today, and with Aequify.
Today
Per client, every season
- Questionnaire
- Follow-ups
- Documents
- Spreadsheet cleanup
Days of back and forth
With Aequify
Client connects once
- Connect accounts
- Data collected
- Shared with you
- Ready to prepare
Minutes, not days
01
No statements to chase
Clients connect their own bank, brokerage and pension accounts.
02
Organised by account and country
Balances, gains and foreign tax, grouped the way each form needs.
03
Preparing, not cleaning
Review the pack and export it to your tax software.
Form by form
What arrives ready, form by form
What arrives ready for US, UK and Spanish returns.
- United States
IRS · FinCEN
US citizens and green-card holders, wherever they live
Key dates
- 15 April
- Form 1040 and FBAR due
- 15 June
- Automatic extension for taxpayers abroad
- 15 October
- Extended deadline for 1040 and FBAR
Supporting data Aequify organizes
- FinCEN 114 (FBAR)
- Highest balance of every foreign account
- Form 8938
- Foreign assets checked against FATCA thresholds
- Form 8949 · Sch. D
- Sales and gains from brokerage accounts
- Form 8621 (PFIC)
- Foreign funds flagged for PFIC review
United KingdomHMRC
UK residents with income or assets abroad
Key dates
- 5 October
- Register for Self Assessment
- 31 January
- Online return and balancing payment
- 31 July
- Second payment on account
Supporting data Aequify organizes
- SA100
- Self Assessment return on worldwide income
- SA106
- Foreign income and foreign tax credit relief
- SA108
- Gains on overseas disposals
- FIG regime
- Foreign income and gains of new arrivals
- Spain
Agencia Tributaria
Tax residents of Spain with assets outside Spain
Key dates
- 1 Jan – 31 Mar
- Modelo 720 and 721 declarations
- Apr – 30 Jun
- IRPF campaign (Modelo 100)
Supporting data Aequify organizes
- Modelo 100
- Annual IRPF return on worldwide income
- Modelo 720
- Foreign accounts, securities and property over €50,000
- Modelo 721
- Crypto held with providers outside Spain
- Modelo 151
- Special regime for inbound workers (Beckham law)
30+ countries supported...
Free tool
Have a client moving abroad?
Run them through the Expat Client Exposure Check: six questions, and you see custodian restrictions, FBAR, Form 8938, PFIC and local reporting risk before they call you.
Sample data pack
See exactly what your team receives
Every foreign account, its highest and year-end value, in USD.
FBAR schedule · Tax year 2025
Sample client · US citizen, tax resident in Spain
| Account | Institution | Country | Max value (USD) | Year-end (USD) |
|---|---|---|---|---|
| Current account | [Spanish bank] | ES | $41,880 | $39,450 |
| Savings account | [Spanish bank] | ES | $12,600 | $11,940 |
| Stocks & shares ISA | [UK broker] | UK | $29,310 | $28,020 |
| Pension | [UK provider] | UK | $88,200 | $86,750 |
4 foreign accounts · aggregate max value$171,990
Get the sample data pack
An example FBAR schedule and Modelo 720 asset list, sent to your work email.
The client invite
From invite to a ready data pack in four steps
- 01Day 1
Invite a client
j.alvarez@email.comSendJ. AlvarezInvitedM. ChenPendingStep 1
Invite your clients
Send an invite link. Clients sign up in minutes.
- 02Minutes
Connected accounts
US · BrokerageConnectedUK · ISAConnectedES · Current acctSyncingStep 2
They connect accounts
Bank, investment and card accounts, through read-only connections.
- 03Same day
Data pack · 2025
FBARReadyModelo 720ReadySA106ReadyStep 3
You receive the data pack
Balances, gains and foreign tax, grouped by account and country.
- 04Ready to export
Data pack · J. Alvarez
Ready for your review
FBAR, 8938 and Modelo 720 data complete
Exported to your tax softwareDoneStep 4
Review and prepare
Export the pack to your tax software and prepare the returns. Filing stays with you.
Requests
Ask clients for what you still need
- You request FBAR (FY 2025)
- Shows in their next steps
- Shared with you
Status per client in your workspace
Time saved
Take hours out of data collection
Less manual work behind every cross-border return.
- FBARFinCEN 114
What your team no longer does
Requesting a statement from every foreign bankFinding each account’s highest balance in the year
Arrives ready
Account list with highest and year-end values in USD
- Form 8938FATCA
What your team no longer does
Listing every specified foreign assetValuing each asset at its highest and at year end
Arrives ready
Asset list with values, ready for the FATCA check
- Modelo 720Agencia Tributaria
What your team no longer does
Gathering accounts, securities and property held abroadSorting assets into the three Modelo 720 categories
Arrives ready
Assets by category, with year-end and Q4 balances
How a cross-border tax firm transformed data collection
A CPA firm serving U.S. expats in Spain moved client onboarding to Aequify. Collecting complete client information used to take 39 days.
“This season felt much more under control. We weren’t rushing, and we were able to ensure that the client experience remained calm and well managed.”
See it with your own client data
The results
183 clients · Feb to Jun 2026
79%
less time collecting client data
39 days8 days
95%+
less admin for FBAR, Form 8938 and Modelo 720
11 hours25 min
20%
higher prospect conversion
From a simpler onboarding
What changed
- A questionnaire pre-populated about 88% of client information
- New information updated the client’s profile automatically
Work with advice firms
Get clients referred by advice firms
Advice firms refer clients who need tax help, or add you to a joint client for the tax service. Account data arrives already connected.
Referral from [Advice firm]
US · ESUS citizen in Málaga · Needs FBAR and Modelo 720
Joint client · Moving to Spain
The Alvarez household
- A[Advice firm]Investments and pensions · Main contactReplied
- Y[Your practice]US and Spanish tax returnsReplied
- L[Law firm]Residency and visasWaiting
Advisors in the marketplace are independent professionals, not Aequify representatives.
Privacy and control
Read-only, encrypted and consent-first.
Bank Grade Security
Encrypted in transit and at rest, with two-factor sign-in.
Read-only connections
Aequify can view balances and transactions. No one can move money.
Client-controlled access
Clients choose what you see and can revoke it any time.
SOC II Certification
Security controls reviewed by an independent auditor.
Your questions, answered
Before you invite your first client.
No. You prepare the returns in your own tax software, and you or your client file them as today.
Yes. The data pack exports from your advisor workspace, so your team can bring the figures into the tax software you already use to prepare the returns.
Nothing is shared until your client accepts your invite and chooses what you can see, from full access to periodic snapshots. Connections are read-only, and your client can revoke access at any time.
Pricing depends on how many clients you invite and which forms you prepare. Book a 15-minute call and we will walk you through the options for your practice.
Clients can connect bank, investment, pension, credit card and wallet accounts across 30+ countries, including the United States, the United Kingdom and Spain, through read-only connections.
Make this filing season your easiest one.
Book a 15-minute call to see a sample data pack for your clients.
